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Personal loans: A personal loan is an unsecured installment loan. You borrow a set amount and repay it through fixed payments over a specific term. You borrow a set amount and repay it through fixed payments over a specific term.
This loan option can be used for credit card and loan debt consolidation. Loan proceeds may not be used to refinance any existing loan with LightStream. Loan or Line of Credit Amount: $10,000 to $500,000: $5,000 to $100,000: Interest Rate
Prepaid debit card payday loans are governed by state regulations that limit how much you can borrow and for how long. These laws are designed to protect you against predatory lending. Carefully review the terms and conditions of your specific loan, and ask questions about anything you don’t understand before signing any contract.
Unsecured loans are more common, but you can use a secured loan for unsecured debt, such as a home equity loan used for credit card debt consolidation. Secured debt consolidation loans. Secured debt consolidation loans use collateral, such as home equity used to secure a home equity loan, and generally have better interest rates than unsecured ones.
Unsecured Debt Consolidation Loans in Los Angeles. Much like a secured debt consolidation loan, an unsecured debt consolidation loan lets you combine your debt payments under one lump sum with one interest rate. However, unlike a secured debt consolidation loan, you're not required to have an asset or collateral to receive such a loan.