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Spot Loan Approval Process – Annual Percentage Rates Range From 6% – 35%
It’s important to review your loan offer before accepting. The rates and fees will be set by your lender. Our company is not a lender and does not provide lending services directly to consumers.
What You’ll Need
A valid state driver’s license is required for each request
Your social security number is needed to verify your identity
A home or cell phone is required to contact you
At Least 18
US citizens or permanent residents over 18 years old
You’ll need a checking or savings account
It does not matter if you rent or own
You must be employed, self-employed or receiving benefits
It doesn’t matter what your credit score is!
Loan shopping is as intricate a process as house shopping, and the terminology is often confusing. The terms "pre-qualification" and "pre-approval" sound like the same thing, but they're not.
Reader question: “My uncle who is a real estate agent suggested that my wife and I get pre-approved for a home loan before we go out looking for houses.But he didn’t go into the details very much. He just said that sellers won’t ‘give us the time of day’ without a lender letter of some kind.
Sometimes you need money quickly, so it’s good to work with a lender that understands time is precious. Online lending is taking over the personal loan game – not only is it easier, it’s also much faster. In many cases, you can even receive instant approval for certain personal loans online.
Larger Loan Amounts. Quick approval payday loans online with no credit check have helped hundreds of borrowers in a tight spot. However, payday loans have a few restrictions. They have limits on how much you can borrow.
In this current real estate market, it is very important to get your condo FHA Approved, and here are some reason why.