Which Credit Report is More Important: Equifax, Experian or TransUnion
As a general matter, no one credit bureau report is “more important” than the others. In today's economic environment, they are all vitally critical to your personal ...
Unfortunately, it’s hard to find a loan company that states it only uses Equifax — or any one credit bureau, for that matter. Why Loan Companies Use More Than One Credit Bureau Lenders want to make sure that someone seeking a loan will pay it back.
You can't assume that mortagage lender only uses one CRA. Mortgage lenders will pull a mortgage score from each of the 3 major CRA's and use the mid score. What banks/ lenders use Equifax? | Credit Karma
Beyond due diligence, the credit agencies a lender uses can change depending on the state you live in and even the type of loan product you're applying for. This means that a company may use Experian in Maryland, but pull from TransUnion in Ohio.
Property State: The information you provide to Equifax will be used to provide you with certain loan information and marketing services. For a more detailed description of the uses of the information you submit, please refer to the Equifax and Secure Rights privacy policies. The information you provide to Equifax is not an application...
We also offer Equifax credit scores for free if you want to see the score we use, as we have a partnership with the bureau. The specific score we show is the Equifax Risk Score 2.0 which is a scoring model used by a number of lenders and financial institutions in Canada.